Dicker and contract will loan cash on many any such thing you have got this is certainly valuable: jewelry, tools, electronic devices, and much, way more. You can expect 15 and one month cash that is instant on your own valuables, maybe maybe not your credit. No credit checks! Other lending organizations look at your credit history ??“ we usually do not. We provide money immediately in your things. No effect to your credit file!


Getting a Merchandise Loan is fast, simple, and totally private. Merely generate your merchandise for an appraisal, and go out with money in to your hand! All product is firmly packed, labeled and kept, to help you rest assured you’re going to get right back just what you offered us. It is so easy. We appreciate your home and simply just take care that is good of. Certified by the state of Michigan and completely insured, we present reassurance. Family operated and owned, Dicker & contract happens to be serving the Greater Lansing area since 1973. We pride ourselves on building trusting, long-lasting relationships with your clients. We appreciate your company.

With Western Union cash transfers, giving or money that is receiving easier and much more convenient than ever before. Forward cash 24/7 to relatives and buddies. You may want to spend your automobile, bank card, and mortgages too. Wire transfer could be submitted moments or by next time solution. Clients also can select up cash delivered to them via Western Union at our shop. a federal government issued picture ID is all that is required.

Dicker and contract provides services that are notary much of your papers. A Government released ID is necessary.

Western Union Prepaid Debit Cards

Handling your cash now is easier than in the past with a Western Union ?® reloadable MasterCard that is prepaid ?® .

Western Union ?® MoneyWise ?„? Prepaid MasterCard

Western Union ?® Gold Card Prepaid MasterCard

Enjoy benefits including:

  • No month-to-month upkeep costs.
  • No purchase deal costs.
  • No overdraft or payment that is late.
  • No bank account or credit check needed.
  • Liberated to stimulate your card on line.
  • FREE payroll deposit that is direct.
  • Receive a Western Union cash Transfer ?® deal on your card.
  • Add cash at over 46,000 participating Agent places.
  • Protected by MasterCard??™s Zero Liability Policy.
  • Utilize anywhere Debit MasterCard is accepted, including on the internet and also at ATMs.


  • Month-to-month Repair Fee ??“ COMPLIMENTARY
  • Signature Purchase Transaction Fee ??“ COMPLIMENTARY
  • PIN Buy Transaction Fee ??“ COMPLIMENTARY
  • Payroll Direct Deposit ??“ COMPLIMENTARY
  • Automatic Phone Customer Care ??“ COMPLIMENTARY
  • On The Web Electronic Statements ??“ COMPLIMENTARY
  • SMS and Email Notifications (Standard message and information prices may apply) ??“ COMPLIMENTARY
  • Overdraft Fee ??“ COMPLIMENTARY
  • Bank to Card Transfer Fee ??“ $1.00
  • ATM Withdrawal Fee (plus applications ATM operator costs) ??“ $1.95
  • Agent Location Money Load Fee ??“ $4.95
  • Inactivity Fee (monthly charge starting in thirty days 13 of inactivity) ??“ $2.50
  • ATM Balance Inquiry/Decline Fee ??“ $0.45

Extra charge could consist of card that is re-issue of $5, Bank to card transfer cost of $1 and a paper declaration cost of $3, and money gains and fees.

  • Manage your bank account online or higher the telephone.
  • SMS texts and e-mail alerts to trace balance.
  • Earn benefits on every Western that is qualifying Union transaction ??” even if you load money to your card.
  • Save time with no kinds to fill in.

Loans are an instant and easy method to borrow funds with no credit check or hassle. Loans derive from the worth of one’s security, perhaps maybe perhaps not your credit rating or spend routine. a term amount of 15 or thirty days. We offer extensions to give you extra time if you cannot pay your loan back in full. You might additionally ace cash express loans title loans decide to surrender your collateral as re payment in complete.

If you’re not able to spend back your loan in strong its deadline, you can find a renewal/ expansion. Meaning which you spend the re-purchase choice charge on your own loan in complete plus the brand brand new deadline is set. The loan that is principal continues to be the exact exact same, as does the re-purchase choice charge. You may expand the size of your loan as numerous times while you want.

Nearly all of our clients repay their pawn loans and choose up their things. The collateral items are forfeited and are accepted as payment in full if a customer chooses not to repay the loan. Some clients though decide to offer their undesirable products instead than get that loan.

Loan quantity will be based upon the present value of your product. Item??™s condition, market value and our capacity to resell the product all may play a role in determining the purchase price. Our very trained associates uses all research tools in front of you to gauge item??™s value and obtain you the money you will need or even the absolute most they may be able.

We test all products because of their performance. General product is aesthetically examined after which tested by plugging it in and turning it on. Add-ons such as for instance remote settings and cables that are original enhance the worth of a product. Gold & Diamonds are tested jewelry that is using and electronic testers noting the cut/color/clarity/carat (the 4 C??™s). Things in good shape usually get appraised at greater value. We’re going to additionally purchase any gold jewelry that is broken.

The price tag on commodity is dependant on market values. Rates can fluctuate significantly because of economy that is unstable market conditions.

Yes. You could have limitless quantity of loans with Dicker & contract in the exact same time.

Regrettably we can not offer accurate quotes over the phone. Loans are significantly in line with the condition of something which can be extremely hard to ascertain within the phone. The product has got to be examined by certainly one of our associates.

Yes. All aspects about any deal are secure and confidential. Dicker & contract will not share any gathered information with any private events.

Loan criteria derive from market value for pre-owned merchandise. The mortgage quantity we could offer you will be based upon our capacity to resell the product as time goes by when it is forfeited. Pre-owned things offer for not as than brand brand brand new items therefore they’re well worth less as collateral. In the exact same time they are priced correctly if become available in the market within our shop. Our customers take pleasure in the capability of to be able to trade items that are unwanted something different they want.

It’s our responsibility to keep all things safe plus in a protected area while in loan. It’s also our duty to help keep them in good shape. All add-ons brought using the product are held together in protected area, and you will be came back if the loan is compensated in complete. Our loan stock is connected using the high tech computer system which allows us to trace all things at any moment.

Yes, but you need to provide the true name of the individual to a single of y our associates in individual in place of on the phone.

Anybody nevertheless may pay on your own loan in your stead as numerous times as required.

Yes. We have been at the mercy of numerous State, Federal and regional guidelines. State and regional authorities strictly control all aspects connected with loan transactions.

It doesn’t matter what the thing is on television plus in the films, second-hand shops & pawnshops will be the place that is worst to eradicate taken product, and crooks realize about that. All things obtained by Dicker & contract are prepared with A internet-based crime-fighting tool called company Watch Overseas, where home elevators all loans and offered products is provided with authorities divisions nationwide. All products take place for two weeks before cleared by regional authorities and just then are around for sale. Each consumer is needed to provide a government that is valid I.D. and get fingerprinted during the time of company.