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Federal Grant Money Aimed At Reducing Your Debt – Finally Become Debt Free By Applying Today

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Federal Grant Money Aimed At Reducing Your Debt – Finally Become Debt Free By Applying Today

There are a plethora of online businesses offering Americans information about government grants aimed at reducing individual debt.  These companies look to profit off of the natural desperation felt by those who are in arrears by providing, for a fee, information that any individual can find out for free on government web sites.  Two web sites (the Government Grants web site and the Catalog for Domestic Assistance website) listing government grants and assistance are accessible to all and easily searchable.

A basic search will reveal that the government doesn’t actually pay off personal debt with grants.  It, instead, offers funding that will stimulate the economy or temporarily relieve financial destitution through assistance programs.  For instance, there are many grants designed to deal with business and education expenses.  Other grants are awarded to the states to fund domestic assistance programs (i.e. the Home Energy Assistance Program that helps people who are behind on their energy bills).

Individuals and families laboring under medical bills not covered by insurance can find financial assistance through grant programs administered by family services, health departments, and hospitals.  Those facing foreclosure or eviction can benefit from the grant funded efforts of the Department of Housing.  This department offers programs that deal with mortgages/foreclosures in response to the housing crisis.  It also offers back rent assistance.

If your debt is primarily composed of credit cards and unsecured loans, then there aren’t any cash awards available.  Instead, grants aimed at personal debt are given to non-profit credit consultations organizations for the purpose of assisting Americans with budgeting and debt management.  The primary goal is to prevent the number of individual bankruptcies in the nation.

Financially challenged Americans need to understand that it is rare for the government to just hand out cash to the average citizen.  The only time this even remotely happens is when tax rebate checks are issued.  Your best options are to research government programs on your own and to use a little ingenuity.

Government Funding

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Click here to fill out a short form to save your finances and get out of debt as early as this week!

Article from articlesbase.com

Getting a federal grant to pay off debts can be complicated, as there are many scams that try to sell the idea of readily available grants. Research federal grants thoroughly to help find a legitimate source of help withadvice from a licensed financial planner in this free video on personal finance. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for over 30 years. Filmmaker: Christopher Rokosz
Government Funding
Video Rating: 3 / 5

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Federal Government Grants Aimed at Helping You Pay off Personal and Unsecured Debt

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Federal Government Grants Aimed at Helping You Pay off Personal and Unsecured Debt

The Federal Government of United States of America provides grants to the deserving US Citizens at the state and corporate levels. These are given by the government, semi government or approved private or voluntary agencies through out United States in the form of housing assistance, business grants and loans, education grants, agricultural grants, grants for disabled, grants for women and many more. Any individual who is a US citizen and above 18 years of age are eligible to apply for a grant provided he or she is qualified to get the grant from the government. In exceptional cases other citizens like tribal minorities, war refugees and victims are also eligible for certain type grants. Below are the two types of housing grants available for the eligible citizens.

1. Home Buyer Grant:-

This grant is given in the form of down payment assistance. In this type of grant, the individual has to apply for a government backed mortgage programme prevailing in his state. In case of his unemployment or incapacity to work or other financial burden, the mortgage repayment is guaranteed by the government on behalf of the borrower. The down payment assistance will vary depending upon the state and will be in the form of,

A fixed non refundable amount of 00 or 410,000 or

A small fixed percentage of the total house cost or

A deferred payment with no interest.

2. Home Renovation Grant:-

An individual has to apply for a state assisted home repair/renovation loan programme. The grant will be combined in the loan in which a certain portion of the interest is paid by the government or the grant as such is waived off. There are states which provide zero interest loans to renovation and repair and in some states a part of the total cost is given as non refundable grant. Some other states provide total non refundable grant to the housing repair and renovation and in other states such an aid is not available to the citizens.
Government Funding

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Click here to fill out a short form to save your finances and get out of debt as early as this week!

Article from articlesbase.com

Related Federal Government Grants Articles

Federal Government Grants Aimed at Helping You Pay off Personal and Unsecured Debt

Posted on by

Federal Government Grants Aimed at Helping You Pay off Personal and Unsecured Debt

The Federal Government of United States of America provides grants to the deserving US Citizens at the state and corporate levels. These are given by the government, semi government or approved private or voluntary agencies through out United States in the form of housing assistance, business grants and loans, education grants, agricultural grants, grants for disabled, grants for women and many more. Any individual who is a US citizen and above 18 years of age are eligible to apply for a grant provided he or she is qualified to get the grant from the government. In exceptional cases other citizens like tribal minorities, war refugees and victims are also eligible for certain type grants. Below are the two types of housing grants available for the eligible citizens.

1. Home Buyer Grant:-

This grant is given in the form of down payment assistance. In this type of grant, the individual has to apply for a government backed mortgage programme prevailing in his state. In case of his unemployment or incapacity to work or other financial burden, the mortgage repayment is guaranteed by the government on behalf of the borrower. The down payment assistance will vary depending upon the state and will be in the form of,

A fixed non refundable amount of 00 or 410,000 or

A small fixed percentage of the total house cost or

A deferred payment with no interest.

2. Home Renovation Grant:-

An individual has to apply for a state assisted home repair/renovation loan programme. The grant will be combined in the loan in which a certain portion of the interest is paid by the government or the grant as such is waived off. There are states which provide zero interest loans to renovation and repair and in some states a part of the total cost is given as non refundable grant. Some other states provide total non refundable grant to the housing repair and renovation and in other states such an aid is not available to the citizens.
Government Funding

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Click here to fill out a short form to save your finances and get out of debt as early as this week!

Article from articlesbase.com

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State and Federal Government Grants Aimed at Debt Relief for You – Applying is Easy!

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State and Federal Government Grants Aimed at Debt Relief for You – Applying is Easy!

Over the recent years, many people have found themselves drowning in the black seas of financial despair with seemingly no lifeline for help when it comes to their debt. This financial despair starts a chain reaction of events that lure many people into vicious cycles of financial ruin that can sometimes only be reversed with the intervention of state and federal government grants aimed at debt relief.

The federal and state governments are by law, allocated to dole out billions of dollars every year for funding on debt relief. This year alone, over forty-million dollars of state and federal government grants aimed at debt relief, were offered to debtors. These grants more than just helped in the facilitation of the process of debt relief, they often gave back the will to live in many people’s lives. It is important to know the difference between state and federal loans and state and federal grants. State and federal government grants aimed at debt relief do not apply to wiping out student loans, or for any loans. State and federal loans have to be repaid. However, state and federal grants do not have to be paid back at anytime.

Many times a person who is seeking state or federal grants aimed at debt relief can apply for these funds by qualifying on an application turned into a debt relief agency. Sometimes after a person has been through a debt relief program, that person is able to have over 60% of their debt successfully cleared away. This is a major benefit of apply for and getting these state and federal grants aimed at debt relief.

These state and federal funded grants can be easily applied for and are offered at different times during the year. It is important to research these grants and find out what kind of grant you will need to help you in getting debt free once again. Local or state federal governments offer free information on many of these grants, and also as to when the funds are going to be distributed.

The first qualification for any of these grants is being able to show proof of US citizenship and be over the age of 18. State and federal grants can take time to apply for and being honest in the process of filling out an application will only benefit you in the end. Dishonesty will ensure that you will not qualify and may even be penalized for falsifications on any application. This will hurt your chances of eligibility for any other assistance on state and federal grants aimed at debt relief.
Government Funding

***Update***
I have done a bit of research for you. These Government Grant Experts can help you get the grants you deserve by helping you get out of debt fast. You can find out if you qualify for a Government Grant for free!

Click here to fill out a short form to save your finances and get out of debt as early as this week!

More Federal Government Grants Articles